AAMI Pet Insurance — Platinum Cover

At the top of AAMI's range, Platinum Cover lifts the annual benefit limit to $30,000 and builds in a $1,000 dental illness benefit as standard. Dogs and cats are covered for eligible accidents and illnesses at up to 80% reimbursement, with a choice of $0, $250 or $500 excess per condition. Waiting periods run 21 days for illness and six months for cruciate ligament conditions, the latter reducible with a vet examination form. GapOnly claiming and 24/7 Live Vet support are included.