Buddy Pet Insurance — Gold

Buddy Gold carries the range's highest annual benefit limit at $35,000, reimbursing 70%, 80% or 90% of eligible vet bills with no sub-limits on standard treatment. Emergency boarding draws from the full benefit limit, and the optional Booster Care benefit covers specified dental conditions and specialised therapies to $2,000 a year on top. Dogs and cats join before nine years of age, with GapOnly claiming, a 10% multi-pet discount and cover for vet treatment during New Zealand and Norfolk Island trips.