Australian Unity Pet Insurance — Silver Cover

Australian Unity Silver Cover insures dogs for specified accidental injuries and a defined list of illnesses, with entry available up to 15 years of age. The product runs on the petinsurance.com.au platform with PetSure as issuer, carrying a $20,000 annual limit and 80% reimbursement per the product's disclosure documents. Optional dental illness and routine care benefits can be added, GapOnly claiming works at participating vets, and existing Australian Unity customers receive a 5% discount. Illness claims carry a 21-day waiting period.