Medibank Pet Insurance — Pet Protect

Pet Protect is Medibank's entry tier, covering dogs and cats for specified accidental injuries and illnesses with a $10,000 annual limit and up to 70% reimbursement. Excess options span $0 to $500, applied per condition, and sub-limits apply to benefits including hip surgery at $4,000 per hip. Optional extra care and routine care benefits can be added. Policies are issued by PetSure and distributed by Medibank, with GapOnly claiming, 24/7 Live Vet support and cover for vet treatment during New Zealand trips.