Real Pet Insurance — Classic Accident & Illness

Classic is Real's contribution-style plan: every accidental injury and illness is capped at $2,000 a year within an overall $12,000 limit, reimbursed at 60% with no excess. Entry runs from eight weeks to under 16 years — wider than the brand's higher tiers — with consultations capped at $300 annually and emergency boarding at $500. Illness claims open after 30 days, and eligible pre-existing conditions can be reviewed after 18 months symptom-free. Hollard insures the product with PetSure administering claims.