Stella Pet Insurance

Stella Pet Insurance is a single customisable policy for companion dogs and cats: a $7,500, $12,500 or $20,000 annual limit, 70%, 80% or 90% reimbursement, and a $0, $100 or $200 annual excess, with no sub-limits applied. Cover includes emergency boarding for up to 30 days and vet treatment during New Zealand or Norfolk Island trips. Optional extras add dental, behavioural and specialised therapy cover for pets under three. Pacific International issues the policy, with one-day accident and 14-day illness waits.