ahm Gold Cover provides comprehensive accident and illness protection for dogs and cats, issued by PetSure and promoted through Medibank's budget brand. The $20,000 annual limit pairs with 80% reimbursement on eligible vet bills and a $0, $250 or $500 per-condition excess. Sub-limits include $500 for consultations, $3,000 for tick paralysis and $4,000 per leg for cruciate surgery, while an optional $1,000 dental illness benefit sits on top of the annual limit. GapOnly claiming and a multi-pet discount are available.
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