CommBank Pet Insurance — Plus Cover

Plus Cover doubles CommBank Classic's annual limit to $30,000 and removes the sub-limits, so consultations, tick paralysis, cruciate surgery and emergency boarding all draw from the full benefit pool. Reimbursement steps up to a choice of 80% or 90%, with a $0 or $200 excess per condition. Booster Care and routine care remain optional add-ons, waiting periods run 30 days for illness, and the six-month cruciate wait can be waived with a vet examination form. PetSure issues the policies, with GapOnly claiming included.