Guide Dogs Pet Insurance — Premium Care

Premium Care carries the Guide Dogs range's highest settings: a $20,000 annual limit, up to 85% reimbursement and a $0 or $50 excess per condition. Sub-limits include $2,000 for tick paralysis, $3,200 for cruciate ligament conditions and $1,200 for emergency boarding, with an optional routine care contribution exclusive to this tier. Policies are issued by Hollard and administered by PetSure, distributed under the Royal Guide Dogs Australia name — so premiums help fund the charity's work — with lifetime renewal while cover stays active.