Virgin Money Pet Insurance

Virgin Money's pet policy launched in March 2026 with a structure new to the Australian market: Zurich as issuer and Honey Insurance as administrator. The single plan covers dogs and cats to $40,000 a year — among the highest published limits — at 80% reimbursement with an excess customisable from $0 to $1,250. Hereditary and congenital conditions are expressly covered, and optional extras add dental illness and a routine care benefit paid at 100% with no excess or waiting period.