Australian Seniors Pet Insurance — Basic Cover

Australian Seniors Basic Cover accepts dogs and cats up to 16 years old, one of the widest entry windows in the market's PDS documents. Cover works on a contribution model: every accidental injury and illness is capped at $2,000 a year within an overall $12,000 limit, reimbursed at 60% with no excess to pay. Consultations are capped at $300 annually and emergency boarding at $500. Hollard is the insurer, with PetSure administering claims and GapOnly available at participating vets.