PD Pet Insurance — Accident Plan

PD's Accident Plan covers dogs and cats for accidental injuries only, with third party liability included — a benefit few Australian pet policies carry. Entry runs from six weeks to 12 years, giving older pets an accident-only option. The excess applies per claim, with consultation fees capped at $80 for standard visits and $200 for specialists or after-hours care. Cruciate and patella conditions carry a 180-day wait. Pacific International underwrites the product, with benefit amounts confirmed on the insurance certificate at quote.