Deluxe is PD Insurance's most complete plan, layering dental illness cover — abscesses, gingivitis and medically required tooth removal — over the Classic tier's accident, illness and hereditary protection. Dental claims open after 180 days and require annual dental checks. Entry runs from six weeks to nine years, with third party liability included across the range. The excess applies per claim, and Pacific International underwrites the product, with benefit amounts confirmed on the insurance certificate at quote.
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