Petsy Pet Insurance — Pet Protection Plus

Petsy Pet Protection Plus applies no sub-limits to any of its inclusions: everything eligible draws from an annual limit of up to $25,000 at 80% or 90% reimbursement, with an annual excess chosen at application. Waiting periods are short — one day for accidents, 14 for illness — and a complimentary pre-existing condition assessment is offered up front. Optional extras add dental, behavioural and specialised therapy cover for pets under three. Pacific International underwrites the policy through The Pet Insurance Company.