Petsy Pet Insurance — Puppy Protection Plus

Puppy Protection Plus is Petsy's dedicated policy for dogs under one, with annual limits reaching $30,000 at 80% or 90% reimbursement and no sub-limits on inclusions. Its distinctive feature is timing: the optional dental illness benefit carries only a 14-day exclusion period rather than the six months applying to adult pets. Waiting periods run one day for accidents and 14 for illness. Pacific International underwrites the product, and pets insured young carry lifetime annual-limit bonuses into adulthood.