RAC Pet Insurance covers Western Australian cats and dogs under a single illness and injury policy with a $12,000 annual limit and 80% reimbursement of eligible vet costs. Sub-limits include $2,600 for cruciate ligament conditions, $2,000 for BOAS and $1,000 for emergency boarding, with an optional TLC benefit contributing $100 a year toward routine items like teeth cleaning and vaccinations. RAC Insurance issues the product as agent of RACQ Insurance, any registered vet can be used, and RAC members earn tiered discounts.
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