CoverMy Pet Insurance — Light

CoverMy Pet Light is deliberately no-frills: lifetime accident and illness cover for dogs and cats with a $2,000 annual limit, a flat $100 excess and a 15% co-payment on every claim — an effective 85% reimbursement. Category caps apply, including $1,500 each for cruciate ligament conditions, cancer and hip dysplasia, and $300 for consultations. Sovereign Insurance Australia insures the product, administered by Petplan Australasia. Dental claims require an annual vet dental exam, and entry runs from eight weeks to under eight years.