Petcover Pet Insurance — Mid-Range Core

Core opens Petcover's Mid-Range line, pairing a $5,000 annual limit with a distinctive pricing lever: owners choose a 10%, 20% or 30% co-payment alongside a $0, $100 or $200 excess. Sub-limits include $1,500 for cruciate conditions, $5,000 for cancer, $4,000 for hip dysplasia and $400 for consultations, with $1 million third party liability for dogs. There is no accident waiting period; illness opens after 28 days. Cover is lifetime, insured by Sovereign Insurance Australia.