Petcover Pet Insurance — Safety-Net Economy

Safety-Net Economy is Petcover's budget lifetime plan, covering dogs and cats to $7,000 a year at 100% reimbursement for pets under eight — stepping to 80% and then 65% as age-based contributions apply. A fixed excess is charged per condition, alternative therapies are covered to $1,000, and dogs carry $1 million in third party liability. Accidents have no waiting period, with illness claims opening after 21 days. Sovereign Insurance Australia insures the product, administered by Petcover under its own licence.