Petinsurance.com.au — Best in Show Silver

Silver Cover on petinsurance.com.au insures dogs for specified accidental injuries and nine defined illnesses, with one of the platform's widest entry windows — eight weeks to under 15 years. The $20,000 annual limit pairs with 80% reimbursement and a $0, $250 or $500 excess per condition, with cruciate surgery capped at $3,000 per leg. Cancer is excluded on this tier. PetSure issues the policy direct through its own retail brand, with GapOnly claiming and an optional $1,000 dental benefit.