RSPCA Pet Insurance — PetShield Champion

Champion tops the PetShield range, lifting the annual limit to $20,000 at 80% reimbursement with no excess and no sub-limits. The routine care option adds a $50 annual item benefit plus heartworm and FeLV/FIV test contributions. Entry runs from six weeks to nearly 16 years, specified accidental injuries are covered immediately, and illness claims open after 30 days. Pacific International issues the policy through RSPCA Pet Insurance, and premiums contribute to the RSPCA's work with animals in need.