RSPCA Pet Insurance — PetShield Classic

PetShield Classic lifts RSPCA's fixed-plan reimbursement to 75% while keeping the structure simple: an $11,000 annual limit, no excess, no sub-limits, and entry from six weeks to nearly 16 years. Hereditary and congenital conditions are covered unless pre-existing, with dental and behavioural treatment excluded. Emergency boarding is included when the owner is hospitalised. Pacific International issues the policy — part of the brand's 2026 move from the PetSure platform — and premiums help support animals in need.