RSPCA Pet Insurance — PetShield Comfort

PetShield Comfort pairs an $11,000 annual limit with 80% reimbursement, no excess and no sub-limits, and adds the range's routine care option: a $50 annual item benefit plus $15 contributions toward heartworm and FeLV/FIV testing. Dogs and cats join from six weeks to nearly 16 years, with a 30-day illness wait and a waivable six-month cruciate period. Pacific International issues the product through RSPCA Pet Insurance, with every premium helping support the charity's animal welfare work.