Potiki Pet Insurance — Platinum Cover

Platinum leads Potiki's range with a $30,000 annual limit and no annual sub-limits on consultations, cruciate surgery, tick paralysis or hip surgery — all draw from the full benefit pool. A $1,000 dental illness benefit is included, and the Perks program bundles flea and tick treatments plus VetChat into the premium. Reimbursement runs at up to 80% with a $0, $250 or $500 excess per condition. PetSure issues the policy, with GapOnly claiming and 10% off additional pets.